Cheque Bounce Lawyer Services
A cheque bounce or dishonour of cheque is one of the most common financial offences in India, often leading to serious legal consequences for both individuals and businesses. At Tyagi Legal Counsel, we provide expert legal assistance in cheque bounce cases under Section 138 of the Negotiable Instruments Act, 1881.
Our team of experienced Cheque Bounce Lawyers handles every stage of the legal process — from issuing legal notices to representing clients before courts. Whether you are the payee seeking to recover your money or the drawer accused of cheque dishonour, we offer strategic legal solutions to protect your financial interests and reputation.
Understanding Cheque Bounce Cases
A cheque is said to have “bounced” or been “dishonoured” when the bank refuses to make payment due to reasons like:
- Insufficient funds in the account.
- Signature mismatch.
- Account closure or stop payment instructions.
- Cheque validity expired or incorrect details.
In such cases, the payee (holder of the cheque) can initiate legal action against the drawer (issuer) under Section 138 of the Negotiable Instruments Act, provided that certain legal conditions are fulfilled within the prescribed timelines.
Our Expertise in Cheque Bounce Legal Services
1. Legal Notice for Cheque Dishonour
Our lawyers draft and send legally compliant demand notices to the drawer within 30 days of cheque return, as required by law. The notice demands payment of the cheque amount within 15 days, failing which legal proceedings can be initiated.
We ensure that every notice is drafted with precision, clearly mentioning cheque details, transaction background, and demand for payment, which strengthens your case in court.
2. Filing of Cheque Bounce Complaint
If the drawer fails to make payment within the 15-day notice period, we assist in filing a criminal complaint under Section 138 N.I. Act before the concerned Magistrate Court.
Our services include:
- Drafting and filing of the complaint petition.
- Submission of necessary documents (cheque, return memo, notice, acknowledgment).
- Representing you during hearings and evidence presentation.
Our goal is to obtain a quick and favorable judgment ensuring recovery of the cheque amount and any additional compensation.
3. Defense for Accused (Drawer of Cheque)
If you are accused in a cheque bounce case, our expert lawyers provide robust defense strategies.
We analyze the case details, identify procedural lapses, and present legal arguments to protect your rights.
Possible defenses include:
- Absence of legally enforceable debt.
- Improper or invalid notice.
- Cheque issued as security or under coercion.
- Defects in presentation or limitation.
Our objective is to ensure that no innocent person is wrongly convicted and that due process is followed.
4. Mediation & Settlement
We also promote amicable settlements and out-of-court resolutions in cheque bounce disputes through negotiation and mediation.
This helps clients save time, legal costs, and maintain business relationships while ensuring financial recovery.
5. Appeals & Revisions
If a cheque bounce case results in conviction or dismissal, we provide legal assistance in filing appeals or revisions before higher courts such as the Sessions Court or High Court.
Our team ensures proper review of the trial court proceedings and identifies grounds for challenging or defending the judgment.
Our Legal Process
- Initial Consultation – Understanding your case details, cheque transaction, and bank return reasons.
- Document Review – Examining the cheque, return memo, and communication trail.
- Legal Notice – Drafting and serving a Section 138 notice to the opposite party.
- Filing the Complaint – Initiating court proceedings if payment is not made within the statutory time.
- Court Representation – Appearing before Magistrate Courts, presenting evidence, and cross-examining witnesses.
- Execution of Judgment – Assisting in the recovery of amount and ensuring compliance with the court’s order.
Why Choose Tyagi Legal Counsel?
- Experienced Cheque Bounce Lawyers with in-depth understanding of the Negotiable Instruments Act.
- End-to-End Legal Support from notice drafting to final recovery.
- Strategic Approach for both complainants and accused.
- High Success Rate in recovering dues through litigation and settlements.
- Transparent & Cost-Effective Services with timely updates.
- Representation Across NCR, including Delhi, Faridabad, Gurgaon, and Noida.
Common Remedies in Cheque Bounce Cases
Under Section 138 N.I. Act, the complainant can seek:
- Recovery of cheque amount with interest.
- Imprisonment of the accused (up to 2 years).
- Fine up to twice the cheque amount.
- Compensation under Section 357 of the CrPC.
Our team ensures that your case is handled efficiently, maximizing your chances of full recovery and justice.
Conclusion
A bounced cheque is not just a financial setback — it’s a breach of trust that demands legal remedy. At Tyagi Legal Counsel, our skilled Cheque Bounce Lawyers are committed to protecting your legal rights, ensuring swift recovery, and upholding the sanctity of financial transactions.
Contact us today for expert advice and legal assistance in cheque bounce matters. Our experienced lawyers are ready to help you take timely and effective action.